ComparisonPayments
The 5 best ecommerce payment solutions in 2026
Sample content: figures and prices to be verified before publication
The short answerOn Shopify, Shopify Payments is the simplest. Outside Shopify, Stripe is the benchmark and Mollie is a simple European alternative. Add PayPal for trust and Alma for installment payments.
The comparison
| # | Solution | Best for | Score |
|---|---|---|---|
| 1 | Stripe | Custom-built stores, international | 9.0 |
| 2 | Shopify Payments | Shopify stores | 8.8 |
| 3 | Mollie | European stores, local payment methods | 8.4 |
| 4 | Alma | Paying in 3 or 4 installments | 8.2 |
| 5 | PayPal | Reassuring buyers | 8.0 |
Fees vary by country and card type: check each solution's pricing.
How to choose
You're on Shopify
Shopify Payments avoids Shopify's extra transaction fees. Add PayPal and an installment payment solution.
You have a custom-built store
Stripe has the most complete API. Mollie is easier to set up and offers local European payment methods.
Your average order value is above €150
Installment payments with Alma or Klarna increase the conversion rate on high-value carts.